Fees

We are a Fee-Only financial planning firm. This means we do not, under any circumstances, accept commissions or referral fees. We believe this eliminates conflicts of interest and allows us to select the best investments for you. We also do not charge fees based solely on a “percentage for assets under management”. Firms that base their fees on a percentage of assets under management may have an incentive to recommend that you invest with them, rather than explore other potentially profitable business or real estate ventures. We believe that in this way we can be objective about your investments. We also disclose all fees up front.

We do not compete with stockbrokers or the many investment advisors who provide free or low-cost financial plans in return for asset management. Our fees reflect the attention to detail, competent advice, personal attention, trust, and objectivity, we offer our clients.

There is no charge for your initial consultation. After our interview, we will quote a fee for the work you would like us to complete.

Hourly Planning The fee for financial planning engagements or a comprehensive written financial plan will be based on our current hourly rate of $200 per hour. The minimum fee is $1,500.

Wealth Management Agreement This is an annual fee, paid quarterly. This fee includes, but is not limited to, financial planning, investment management, retirement planning, estate planning, tax planning, and tax preparation services. The fee is based on the complexity of services we provide to you, and is not based solely on assets under management, capital gains, or capital appreciation. The minimum annual fee is $4,000.